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Professional Export Services 4225 Nicols Road Eagan, Minnesota 55122 USA 651-683-9520 651-683-9525 Fax proexport@proexport.net |
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Air Freight Forwarder-OTI Ocean Freight, Air Freight, Domestic Transportation Warehousing, Local Trucking, Special Projects |
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Insurance Our
Open Policy with the Maritime Insurance Company allows us to provide
the insurance coverage that you require - from "All Risks" to "FPA" at
very favorable rates.
Insurance
is a very necessary cost when moving your freight. Consider, for
example, the photograph at right, the load was "secured" by the shipper
themselves. After obviously falling about all over the place, bottles
of liquid contained inside the boxes leaked into the floor of the
container, requiring the whole floor to be replaced. When the
obligatory legal matters were settled, the shipper lost their product,
they
paid court costs, the HAZMAT clean up and destruction costs, our costs
to freight the container to destination, storage costs, and the
replacement
of the container floor, all because they refused insurance.
We PLACE
insurance with the insurance company, meaning that we (ourselves)
do
not insure your freight (the Maritime Insurance Company does). The
money DOES NOT come from our account (should you have a claim), nor
will we cancel or reduce the freight invoice, should you suffer loss
and/or damage to your shipment. Only if you have been invoiced for
insurance, and we have been paid our full invoice amount, will we work
on your claim. At that point, the insurance company will either want
proof of a lost shipment, or send an adjuster to view the damage. They
will then place blame with whomever lost, or damaged the freight, and
you will be paid the claim amount by the insurance company. The
insurance company then subrogates against those that caused the
loss/damage. Again, we do not work on a claim unless we invoiced you
for insurance, and our invoice has been fully paid, and we receive
written notification of the amount of damage/loss.
Remember
the reason why you insure your car, your house, your life - just in
case something bad happens. Without insurance, you get very
little
more than sympathy. The same is true of your shipments; however, in
many extreme cases, you not only lose your cargo and its entire value,
but you pay for the loss of the container, the freight cost to get it
to destination (regardless of whether it got there or not), the fines
resulting for not delivering on time, and you might also pay a
percentage of the total loss that others suffered (in the case of an
airline going down, or a steamship vessel sinking or getting beached
like these shown here). Professional Export Services arranges to move
your cargo, and pays the lines to ensure that your freight is released
when it gets to destination; however, if there is a mishap, invoices
will not be cancelled - you are still required to pay the full invoice
amount, regardless of the condition that cargo arrives in (even if it
DOESN'T arrive).
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